The Real eStatement

This is so funny, I have to re-blog it. Enjoy!

Do you, a friend, or a relative have a problem with clutter? Here is a helpful website I found. Here, you can print a workbook that will help you declutter all the rooms in your house.  Also, the author has developed a really helpful website that includes a daily motivator.

http://www.throwoutfiftythings.com/

If it's time to clean out those closets again, this site is guaranteed to help you.

I moved a year and a half ago, and I couldn't believe how much my husband and I had collected. Our former house had so much storage space in it, that it was easy to keep everything and not notice the accumulation. We have downsized, but we have noticed the accumulation has started again. Help!

This beautiful house will be open for you to see from 2-4 on Sunday. I am very excited about this house, because I imagine the person who buys it will be be thankful everyday that they have found their dream home and an incredible value! The houses in Greenbrook are upscale and unique...I don't think their are two houses that are exactly alike. The builder seems to have thought out the community well. Additionally, 3300 Cliffbranch is a Testerman built home and has a Frank Betz floorplan. The neighborhood pool is exceptional!

Get more quality, upgrades, and value in this elegant house in a pleasant, but conveniently located neighborhood.

Come meet Cathy Glass, too, Realty Executives Associates, 865-384-8636

Question: I am seeing black stuff on my air conditioner vents.

Answer: Besides making sure you change the air return ducts regularly, usually once a month, you should know you can buy filters for your vents, too.

 I have seen them at Home Depot. They come in packages of about six and are very inexpensive. You can slide them between the cover and the vent adjustment flaps, or whatever they are called. That way, they are out of sight.

These are some things you should do immediately. Also, you should investigate to see if there is a more serious problem.

Knoxville Area Home Sales

using statistics from the Knoxville Area Association of Realtors®

Provided by Cathy Glass, Realtor®

Realty Executives Associates, 865-693-3232

 Average Price and Number of Homes Sold (does not include condos)

As you can see, in the first quarter of this year, the price of a home in the Knoxville area dropped 21% from the first quarter 2008 and is 2.2% lower than the fourth quarter of 2008. The number of home sales in the first quarter of 2009 was 29% less than the number in the same time period in 2008. It was also 16.5% lower than sales in the fourth quarter of 2008.

 Average Price and Number of Homes Sold, including condos

 If condos are included, the average sale price of a house or condo was 20% less in the first quarter of 2009 than it was in the first quarter of 2008. It also represents an 8% drop from the fourth quarter of 2008. The number of sales in the first quarter of 2009 were down 32% from the first quarter in 2008 and 17% from the fourth quarter of 2008.

3300 Cliffbranch, Knoxville, Tennessee

$279,900

MLS#667100

This house has excellent curb appeal in a pretty location and has everthing that you are looking for in a dream home. Plantation shutters downstairs. Granite kitchen countertops and custom maple cabinets. Beautiful hardwoods and elegant entry. Fenced backyard with brick patio. Master bedroom has trey ceiling and spa-like bath. Extra attic storage. includes lawn irrigation system, security system, and wiring for surround sound. It has a great neighborhood pool, too. Square footage taken from appraisal. Please verify

4 bedrooms, 2 1/2 baths, 2438 square feet

For more information, you can listen to a recorded message at 1-800-952-2849 ext 8988

You can receive current information on your mobile phone by texting 67169 to 79564

OAK RIDGE, Tennessee. This house starts with 2 bedrooms and 1 bath, there is 960 EXTRA square feet, ready to finish. Tiled and covered porch entrance, side brick patio with gas grill, huge driveway, carport, view of mountains, fiberglass siding, lg deck, updated bath and kitchen. Separate laundry area, 200 amp service, and newer gas hot water heater.

Hear About It! 1800-952-2849 ext 8788

Get it on your cell phone: Text 45122 to 79564

•·         A short sale can create a large tax liability. Have your client talk to an accountant. Debt relief is considered income.

•·         Helpful websites: www.ofheo.gov    www.responsiblelending.org    

•·         EEM, Energy Efficiency Mortgage, which helps finance the cost of adding energy efficient improvements

•·         Factors affecting your credit score, Payment History-35%, Amounts owed-30%, Length of Crefdit History-15%, New Credit-10%, Types of Credit-10%

•·         Talk to your lender about "rapid rescoring" or "credit simulator" to get the credit score up quicker

•·         For people in Florida and maybe some other states, a lawyer has found a loophole in the foreclosure rules. Since the loans have been sold and passed around so much in the secondary market, he asks them to "produce the note." It has gotten at least one person out of foreclosure

•·         Check out "Right Tools Right Now" at the NAR site, http://realtor.org

•·         If you put "The IRS" together, its theirs ....

•·         All FHA loans are assumable??? Hadn't thought about that....

•·         You have heard that it's a good time to buy...IT'S TRUE!!!! Buy real estate yourself. No one loses money on real estate over the long haul, 10 years or more.

•·         People save a lot of money by using a real estate agent, because we don't charge by the hour like an attorney.

PICTURESQUE SETTING Conveniently located 15 minutes from both Oak Ridge and Turkey Creek. Beautiful, like-new, 4 BR, 2 1/2 BA, 2-story with large rooms, oversized bonus room and gated, fenced backyard. Extras include: Solid-surface countertops, tile back splash, stainless appliances, whirlpool tub and separate shower, walk-in closets, security system, irrigation system, attractive neighborhood pool, and low HOA fees.

To see more of this beautiful home go to http://SuccessfulHomeSales.net/3310CedarBranch

or call 1-800-952-2849 ext 8688

or text 67169 to 79564

or Call Cathy at 865-483-4303 or directly at 865-384-8636

Inside pictures are coming soon on this 2 bedroom, 1 bath home in Oak Ridge, Tennessee. This beautiful home is offered for $88,200.

BEAUTIFUL REMODELED HOME. Enlarged kitchen and master bedroom, tile and hardwoods, new higher-quality windows, two decks, off-street parking and, newer HVAC and roof. Includes: a pantry, linen closet, and laundry room.

Cathy Glass, Coldwell Banker Wallace & Wallace, 0ffice-865-483-4303, Direct-865-384-8636

Successful Home Sales